Cedar Financial: A guide to answer all your Debt Collection Queries

Fret not, if you’ve been recently contacted by a debt collector. We understand getting regular calls from them is not a pleasant experience and it generally leaves you frustrated and anxious. This is mainly because you might have heard a lot of misconceptions surrounding the concept of debt collection and this industry. But it’s essential to know legitimate debt collection practices so that you won’t suffer any mistreat. Here is a list of some frequently asked questions to clear all possible doubts you might be having about a third party debt collector. We prepared this list from Cedar Financial customer reviews and experiences. Let’s have a look:

What types of debt do these debt collector cover?

The debt collectors are authorized entities who can collect debts of various types. Credit card debt, auto loans, medical bills, student loans, mortgage and other household debts are mostly covered by these companies. 

Can Debt Collectors call you any time of the day?

No, this is against the norms. Debt collectors cannot call you at inconvenient times and places, unless you agree to it. They are allowed to contact you between 8:00 am and 9:00 pm. They can’t even call you during your work time if they know you are not allowed to pick a phone there.

Can a debt collector call anyone else about your debt?

A debt collector like Cedar Financial is not allowed to contact anyone else other than your spouse regarding your debt collection. But if there is an attorney that represents you, then they can contact the attorney. Yes, a debt collector can contact other people to find out your address, your workplace or your phone number but this is also can be done for once only.

What does a debt collector mention about a debt to the customer?

A written “validation notice” has to be sent within five days of first contacting the debtor which contains the following information about the debt.

• How much money do the debtor owe
• Information of the creditor you owe it to
• What to do if you debtor doesn’t think it’s his debt

What if I don’t think I owe the debt?

You can clear your thoughts by sending a letter to debt collector asking for the verification of debt. You have to send this request within 30 days of receiving a validation notice. After receiving the verification request the debt collector will send you a written verification of the debt like a copy of bill for the amount you owe. 

Can a debt collector take money from my paycheck?

Yes, but for this they first have to win over a lawsuit against the debtor saying that debt collector can take money from your paycheck. 

Different debt collectors have their different terms of collecting unpaid bill payments but they specify all of their policies upfront. Among them, these are some most common questions every person has in his mind when get contacted by a debt collector. Hope, this gave you some simplification to the process. Also, do not forget to get familiarize yourself with these debt collectors. Check Cedar Financial Reviews here. 

Things to consider before choosing pharma company for PCD franchise

Making a decision after considering all the factors is a very crucial part for the right selection. Especially, when choosing a franchise for a business like pharma. It automatically becomes very important for anyone to make a correct choice from the shortlisted and best options. It can be a confusing and exhausting process. In this article, you will get to know about various things that you must consider before choosing a pharma company for PCD franchise 

Ps: If you are looking for PCD pharma franchise visit: http://anitek.in/

1. You should do 360-degree research about the company history. Also, checking whether the online and offline reviews of the company are good or not. Since buying a franchise means getting bound in a long-term relationship so every step towards decision should be cautiously taken.

2. Making a list of the company names won’t be enough. You will have to check whether the company is open to offer the franchise and has a vacancy for the same or not. Not to forget the location where they are ready to provide their franchise

3. Go through the list of all the products that they offer and ask them about its availability. 

4. In many cases companies presents a wide range of the list. The reality can be a little different from this. As the availability of the stock would be less. So, always clear this doubt so that there isn’t any problem faced later.

5. Try to go for monopoly marketing rights. This will surely help you to achieve the most out of the sales target to get you good business.

6. You should keep a check of the marketing tools updates that are offered by the company. It is going to help to increase the business at a good level.

7. Look for various benefits provided by the company to the franchise holders.

8. Check whether your investment plans offer credit facility or not. So, In case of any financial crisis, you don’t run out of finance source.

I hope this article helped you to provide some useful insights on how to choose a Pharma company for PCD franchise. In case of any doubt do feel free to contact us through the comment section below.

Quick social media marketing tips for SME owners

Getting hold on social data is very beneficial for business owners and marketeers. Many of SME owners and marketeers are not aware on how to leverage the power of valuable data. By understanding the importance and appropriate usage of social data can surely boost up ROIs to SMEs.

There is lots of data floating around but plucking the diamond from the waste is really typical task to accomplish. This, termed as Data deluge, leaves the SMEs on the horns of dilemma.

What is Social Data?

The data which is fetched from social media accounts of users is called social data. Using social media sites, users generate a lot of content in the form of status updates, chats, interacting with other people and upload of photos and videos. While performing all these activities, valuable information is generated like:

• What are the interests of users
• Demographics
• And, user’s online expenditure habits.

Such data, called social data is very important for SMEs as by using this data, marketeers or SME owners can make themselves aware of activities and interests of users.

Data points SMEs get from social data

There are several data points SMEs can get:

• Email address to send newsletters.
• Location for pitching a specific product with a pricing based on user’s local currency.
• Remarketing
• Targeting based on the competitors they have liked

How you can get Social Data

Getting social data is made easy, read more at Social Data Marketing Tips for SMEs.

Facing challenges to take your business to a new level? Understand your customers first!

Latest technology and expertise can help you track your target customers. Still many businesses fail to understand their customers. They usually shoot in dark to understand their user needs and what they expect. As more and more users are joining the digital platform, getting a hold on customers becomes more important for digital marketers. Having the data of user like location, likes, age, working status can help a lot in targeting the customers in a better way.

Good news is that there are tools which can do it. Janrain Customer Profile management platform can help a lot in fetching user profile data. Janrain has some tools as below:

• Social Login: Social login helps users login or signup using their existing Social media accounts like Facebook, twitter and other social networks. No boring forms, No long passwords to remember, No more wasting of time.
• Registration as a Service: This feature allows signups of websites, android, and ios apps using Janrain. RAAS eases up the process of managing customer’s identity security. This not only works with social login but traditional login too!
• Single Sign-on: For those who are handling multiple websites for single organisation, Single sign-on functionality becomes very important.
• To have a look at complete details of features by Janrain, please visit http://###
  

Alternatives:

Gigya: Having a vast set of product range, Gigya is well suited for enterprise level clients who can pay around 15,000 USD per year.

LoginRadius: Starting from just 468 USD per year, Loginradius seems to be suited for Small and medium level businesses

	Gigya	Janrain	LoginRadius
Pricing	Starts from 15000 USD Per Year	Starts from 1000 USD Per Year	Starts from 468 USD Per Year
Target Audience	Enterprise Clients	Large Businesses	Small and medium Businesses
Products Range	A vast range of products makes it perfect for enterprise clients	No gamification like Gigya	Important core products available. Good enough if you are looking for social login, Sharing, RaaS, SSO, and analytics

For  a detailed product comparison click here

Overview:

Janrain is no doubt an awesome product but considering its steep prices of min 1000 USD per year, it becomes unaffordable for small businesses. Gigya has one of the largest variety of products but again, at 1500 USD, only enterprise clients can get access to it. LoginRadius deals in core products only like Social Login solutions, SSO, RAAS , Analytics but has a very competitive pricing range of 468 USD per year which makes it accessible for small and medium business.

For detailed Read: What’s The Golden Key To Online Business Growth?

Flats in Jaipur for sale by Manglamgroup.com

Jaipur known for its beautiful culture and diversity is one of the finest cities to live in. 

Decorated with finest arts and artisans, Jaipur is unique in its very own way. Jaipur real estate is witnessing high paced growth since last few decades. Real estate taking full advantage of it and offering a wide range of flats, lands for rent and sale. Most of the people are shifting from Delhi to Jaipur. Unfolding a new dimension of real estate Jaipur offers a strong essence of safety and security.   Real estate developers offering a wide range of offering. Most of them provide independent houses, flats and townships in Jaipur.

Flats in Jaipur are fully equipped with the new technologies and adhering to the world class standards. Even the townships are built to take care of basic amenities of people. Inside townships all the major facilities are given. Needs of customers are taken well care like enough space for parking within premises is given. Ample supply of water and electricity are given. Real estate in Jaipur seems to be hospitality industry as they are blending luxury with the comfort. Available on all prime location, these flats are fulfilling the dream of people. Not only is the business enough for them even with their possible initiatives they are also doing for the society. Real estate developers are adhering to environmental laws and regulation. Earlier Jaipur is said to be traditional city where people want to go traditionally but the perfect blending of culture and ethnic world can be seen. It is estimated that in December 2014 metro will be running in Jaipur connecting through a major network. And at that time price of real estate will be sky rocketing definitely as Jaipur will be amongst those few cities which have metro network. Bringing to new avenues for employment and opportunities it will boost the economy.

A guide to make you site social media friendly

You hired an awesome team of developers and designers, consulted with SEO for keyword research and worked up with copywriters to get content done on site. But still there is no buzz about your business in social media?

LoginRadius

Well you are not alone facing this situation. There are many website owners who find it hard to get their website noticed on social media networks. Believe me, its not as hard as it seems. There are few things which one should consider:

• Writing content which delivers value: I often see people publishing the same old rehashed content multiple times on their blog. why the heck on earth, I would be interested in reading the information which I have already read on several other blogs? Do some research, get on some facts, and get something on blog which is never written before. After All one unique article is 100x better than 50 low quality articles.
  
• Adding Social sharing buttons at the right place the right way: Make sure that social sharing buttons are clearly visible. You can also encourage the readers at the end of the blog to share the content if they liked it. Always keep a check on the affect of page speed score due to social sharing buttons.

• A site for Mobile users: As the number of users accessing web on mobile is getting up day by day, it’s very important to have a mobile friendly website. One can go for responsive design or create a mobile version which can redirect the user based on the device they are using.

Click here to know the 8 Signs you website is dangerously Antisocial

Ten things you must know about Social Analytics

Social Analytics might be new for many but savvy social media marketers are already on their toes to analyze their user base socially. Basically social analytics means tracking the users based on their activities on various Social Networks. Data is collected by analyzing the users on various social platform, surfing habits and referral traffic. Social analytics can help a lot in better conversions, getting referrals and brand recognition.

Social Analytics

And thats where LoginRadius comes in. The Social Login solution by loginradius allows a user to login via his existing social network accounts like facebook, twitter, Google plus many more. Currently it supports 30 social networks. LoginRadius dashboard also has the function of social analytics using which one can measure the social reach and impact by social login and social share.

Social login and analytics can do wonders when you are looking to get leads. As there is a large chunk of user base which relies on recommendation of their friends on social networks, Social login and share can help a lot in getting surfers converting into customers!