Most of the travelers these days have started buying travel
insurances. This shows that people are aware about health and safety. Most of
us are concerned about health and accidental covers. But most of us don’t know
that any travel insurance doesn’t cover illness which exited previously. This
means that if you had any medical history or some chronic diseases and you fell
ill during travel, then chances are less that you will get claim for illness.
Usually the premium we pay for a travel insurance cover is
very much less for the cover that insurance firms offer. This is because most
of the insurance companies think of keeping the cost as low as possible because
they have to meet cut throat competition. This is reason why insurance
companies do not include chronic disease and existing illness.
Most of us don’t know
that any travel insurance policy never covers in case the insurer intends to go
for some medical treatment or are going without the guidance of doctor. Travel insurance
policies also not cover suicidal attempt injury claim or death due to suicide, casualties
during war or form of terrorism.
The simple thumb rule is follow guidelines during travel and
don’t do anything which leads you to trouble.
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